How we can help

Putting you in control of living your Optimal Life

The first step to Living your Optimal life starts with your financial plan. 

We work with you to build your financial plan, clearly defining what your future looks like and laying out clear and understandable steps for you to achieve. There is no one size fits all here.

We design your plan like a financial roadmap, tailored to your specific situation and what living your optimal life means to you. Like anything in life, having a clear plan increases the likelihood success and having a whole team working alongside you makes reaching your dreams one step closer.

Lifestyle planning

The first step to living your optimal life is dreaming up exactly what that looks like to you. The team at Optalife help you identify your personal lifestyle goals and provide you with the tools and education to pursue your passions.

Cashflow management

If you need a strong glass of wine, or a box of tissues before you look at your most recent bank statement, the Optalife Team is here to help. We can assist with creating a personalised and achievable budget and help you keep track throughout the year.  

Debt management

Borrowing can allow us to achieve our dreams sooner. However, it comes at a cost and paying off debt can sometimes be less of dream and more of something that keeps us up at night. The Optalife team can help you structure your debts efficiently and design a clear strategy to rid your debts forever.

Education & kids's savings

Even though sometimes they draw on the walls and cost us an arm and a leg, our kids mean everything to us. Whether you are saving for their education or setting aside some money to give them a head start in life, the Team at Optalife can help you set up a long term, tax effective savings structure for them.  

Protecting your lifestyle

Remember all those job interviews where you tried to convince your future boss what an asset you are? That’s how the team at Optalife already sees you, no convincing needed. Just like any asset, we want to make sure that no matter what unexpected circumstances are thrown your way, you and your loved ones are protected.

Tax Planning

If you’ve ever bought anything at full price for it to only been on sale next week, then you fully understand the pain of paying too much. That’s how angry we should all feel about paying more tax than we have to. Optalife’s Tax Planning strategies are based around capitalising on opportunities to reduce your tax and maximise your returns.


Superannuation & Retirement planning

We don't often see superannuation as our money and only start to realise its value later in life, when a lot of the opportunity is gone. The Optalife team will help you take control of your super, educate you on ways to maximise it and guide you through the steps you need to take now to build future sources of income in retirement.

Investments & Portfolio management

Just because your mother told you money can’t grow on trees, doesn’t mean that it can’t grow at all! Whether you’re an experienced investor with an existing portfolio or a beginner trying to gain exposure to the market, the Optalife team can do the heavy lifting by creating a tailor made investment strategy and provide you with ongoing management support.

Self managed Super Funds (SMSF)

If you’d like to be in the driver’s seat for your superannuation, then a Self-Managed Super Fund may be the right fit for you, and the Optalife Team is ready to be your pit crew! An SMSF can give you flexibility and control over your retirement savings and we are here to help guide you through the intricacies that can sometimes make a SMSF seem like too daunting an idea.

How to get started

Talk to our dedicated team to build your optimal life today.

Get in touch

What others say about us

The depth of his knowledge and skill in explaining typically complicated topics amazes me.

I cannot say enough good things about my experiences working with Optalife and Samuel. Because of Samuel I felt 100% confident that I made the right choices for my personal insurance needs. The depth of his knowledge and skill in explaining typically complicated topics amazes me. Samuel has gone above and beyond to help me with any request I have made. I would highly recommend Optalife and Samuel to anyone looking for personal insurance.

Packi

Together we identified the steps I could comfortably take to not only protect my lifestyle but also to give me confidence

As a single parent juggling a home loan and credit card debts, Gerald and Sam were absolute lifesavers. Gerald's help with securing the best home loan and helping with the debt consolidation took a huge weight off my mind, and helped to give me some calm and clarity on how to tackle the mounting debts. No question was too silly and he was always prompt and very professional in all our interactions.

Sam stepped in afterwards to help me map out my financial goals for the next year, five years and ten years. I found both of them a fantastic dynamic duo, very approachable and my go to team now for any financial tune ups.


Micheline

They have always gone above and beyond. We are so thankful to have them on our team.

We have loved working with Gerald and Sam over the last few years.  They have always gone above and beyond, a reassuring professional presence for us through structuring our finances to buy our home, and sorting out our insurances in changing circumstances.  They have been generous with their wisdom, strategic in their approach, and gave us great confidence about the way forward.  We are so thankful to have them on our team.


Chris and Deborah

In just under 12 months, we had a clear vision of what we wanted to achieve.

After spending some time with another financial adviser, we realised that we hadn't really seen any growth, change or clear goals in place for our future.  After meeting with Sam, he made us feel comfortable in talking to him about our financial circumstances and goals.  Sam didn't want to recreate the wheel; instead he listened to our needs and wants and then helped us define the changes we could make in order to achieve our set goals. Sam went through different scenarios in layman's terms and with great visual pictures so we were able to clearly understand our future plans. In just under 12 months, we had a clear vision of what we wanted to achieve in the short and long term. Gerald, as a mortgage broker, has assisted us with detailed financial support and research to navigate our way to start achieving these goals. Optalife has given us the confidence and data to support our financial goals and maintain the lifestyle we want to live and we couldn't be more grateful for their guidance and honesty.


Brendan and Sara

Sam has provided us with the most genuine, knowledgeable and objective advice with all aspects and scenarios.

We are grateful and lucky enough to have Sam as our financial advisor. He has provided us the most genuine, knowledgeable and objective advice with all aspects and scenarios. Since 2013, Sam has been our support and that is still going.


Dino and Vivian

The superannuation and retirement planning he has mapped out for us have been invaluable.

My wife and I have been with Sam Wakefield for a number of years now. We cannot commend highly enough of the financial advice he has provided for us, especially since my retirement in 2016. The superannuation and retirement planning he has mapped out for us have been invaluable. He is a total expert in his field. Very easy to understand his presentations and he always returns our calls and addresses our queries promptly. 

I have no hesitation recommending Sam Wakefield to my two sons (or anybody else), both of whom has engaged him and has also been very happy with his advice and services. 


Bernard and Pauline

Their knowledge, passion and commitment to their line of work is a testament to both of them.

Sam and Gerald have been an absolute pleasure to deal with. My wife and I couldn't be happier in the way they both guided us in the right financial direction for our future. Their knowledge, passion and commitment to their line of work is a testament to both of them.


Darren and Belinda
03 9077 2007
Level 6
224 Queen Street
Melbourne, Victoria 3000
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